Featured Case Study

Full Accounting Cycle, Fiscal Year 2022

Practice ProjectFashion RetailJanuary 1 to December 31, 2022  ·  All figures in CAD
Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel

This case study walks through the complete accounting cycle for an illustrative fashion-retail practice project: 28 journal entries, posted into 19 ledger accounts, summarised in a balanced trial balance and presented as an income statement and balance sheet. Each statement includes its own internal balance check, and the balance sheet closes with four financial ratios calculated on the year-end position.

Total Revenue
$1,800,000
Net Income
$276,675
Total Assets
$1,400,900
Return on Equity
33.5%

Statement 01

General Journal

Chronological record of business transactions, each captured as a balanced debit and credit entry. Toggle the numbered tabs below to see ten different journal entry sets from my work.

Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel
1 / 10Case StudyFashion RetailAnnual JournalFY 2022Year-End

Full-year journal covering capital raise, inventory build, production, wholesale and retail sales, operating expenses and year-end adjusting entries. 28 entries posted across 19 GL accounts.

Entries Posted

28

Total Posted

$6,281,325

How I Prepared It

  • Source transactions classified using the company chart of accounts.
  • Each entry supported by a working paper and reviewed before posting.
  • Balance check confirms total debits equal total credits.
swipe
DateJEAccountDescriptionDebitCredit
Jan 02J-01CashIssued common shares to founders to capitalize the business$600,000
Common Shares$600,000
Jan 04J-02Studio & Showroom EquipmentBought equipment, part cash, part note$180,000
Cash$60,000
Notes Payable$120,000
Jan 08J-03Intangible Assets, Brand & DesignsTrademark and design portfolio registration$90,000
Cash$90,000
Jan 12J-04Prepaid InsurancePaid 12-month studio & inventory insurance$18,000
Cash$18,000
Feb 01J-05Raw Materials InventoryPurchased fabrics on account$620,000
Accounts Payable$620,000
Feb 28J-06Design & Sample DevelopmentSpring/Summer pattern making and sampling$64,000
Cash$64,000
Mar 10J-07Finished Goods InventoryProduction run, fabric and labour into garments$720,000
Raw Materials Inventory$520,000
Cash$200,000
Mar 25J-08Fashion Show & Runway ExpenseSpring/Summer runway show and lookbook$75,000
Cash$75,000
Apr 15J-09Accounts ReceivableWholesale orders shipped on credit$980,000
Wholesale Revenue$980,000
Apr 15J-10Cost of Goods SoldCost of garments sold wholesale$392,000
Finished Goods Inventory$392,000
May 20J-11CashDirect-to-consumer retail sales$760,000
Retail Boutique Revenue$760,000
May 20J-12Cost of Goods SoldCost of garments sold retail$266,000
Finished Goods Inventory$266,000
Jun 30J-13CashCollected payment from wholesale customers$400,000
Accounts Receivable$400,000
Jul 10J-14Accounts PayablePaid fabric suppliers on account$280,000
Cash$280,000
Jul 31J-15CashRoyalties from licensed accessories$60,000
Licensing & Royalty Income$60,000
Aug 15J-16Salaries & Wages ExpensePaid atelier and retail staff$268,000
Cash$268,000
Sep 01J-17Rent ExpenseAnnual rent for studio and boutique$96,000
Cash$96,000
Sep 30J-18Utilities ExpenseUtilities for studio and retail$19,000
Cash$19,000
Oct 15J-19Advertising & MarketingEditorial campaigns and influencer collabs$88,000
Cash$88,000
Oct 31J-20Shipping & FreightFreight for wholesale and online orders$24,000
Cash$24,000
Nov 20J-21DividendsDeclared and paid cash dividends$50,000
Cash$50,000
Dec 15J-22Design & Sample DevelopmentFall/Winter sampling and prototyping$46,000
Cash$46,000
Dec 31J-23Interest ExpenseInterest on equipment notes payable$9,600
Cash$9,600
Dec 31J-24Depreciation ExpenseAdjusting: equipment depreciation$30,000
Accumulated Depreciation$30,000
Dec 31J-25Amortization ExpenseAdjusting: brand & design amortization$15,000
Accumulated Amortization$15,000
Dec 31J-26Insurance ExpenseAdjusting: prepaid insurance expired$16,500
Prepaid Insurance$16,500
Dec 31J-27Salaries & Wages ExpenseAdjusting: accrued unpaid wages$22,000
Salaries Payable$22,000
Dec 31J-28Income Tax ExpenseAdjusting: accrued corporate income tax (25%)$92,225
Income Tax Payable$92,225
TOTAL (Debits = Credits)$6,281,325$6,281,325
In Balance

Statement 02

T-Accounts (Ledger)

Each journal entry posted into its individual ledger account so closing balances can be carried into the trial balance. Toggle the numbered tabs to see ten different ledger accounts I have prepared.

Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel
1 / 10Case StudyFashion RetailCashFY 2022Asset

Main operating cash account for the year. Tracked share issuance, sales receipts, supplier payments, payroll runs and operating expenses across 19 transactions.

Account Type

Asset

Closing Balance

$432,400 Dr

How I Prepared It

  • Every journal posting mapped to debit or credit side of this account.
  • Sub-totals struck per side, then a net closing balance carried forward.
  • Balance flows into the trial balance with no manual re-entry.

Statement 03

Trial Balance

Listing of every account balance to confirm total debits equal total credits before financial statements are produced. Toggle the tabs to see ten different trial balances from my work.

Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel
1 / 10Case StudyFashion RetailYear-End Trial BalanceDec 31, 2022Year-End

Full year-end trial balance covering 31 accounts across assets, contra-assets, liabilities, equity, revenue and expenses. Total debits equal total credits at $3,019,225.

Accounts

31

In Balance

$3,019,225

How I Prepared It

  • Pulled closing balance from each T-account or sub-ledger.
  • Classified by type: Asset, Contra-Asset, Liability, Equity, Revenue, Expense.
  • Verified totals reconcile, confirming debits equal credits before financial statements are produced.
swipe
#AccountTypeDebitCredit
1CashAsset$432,400
2Accounts ReceivableAsset$580,000
3Raw Materials InventoryAsset$100,000
4Finished Goods InventoryAsset$62,000
5Prepaid InsuranceAsset$1,500
6Studio & Showroom EquipmentAsset$180,000
7Accumulated DepreciationContra-Asset$30,000
8Intangible Assets, BrandAsset$90,000
9Accumulated AmortizationContra-Asset$15,000
10Accounts PayableLiability$340,000
11Salaries PayableLiability$22,000
12Income Tax PayableLiability$92,225
13Notes PayableLiability$120,000
14Common SharesEquity$600,000
15DividendsEquity$50,000
16Wholesale RevenueRevenue$980,000
17Retail Boutique RevenueRevenue$760,000
18Licensing & Royalty IncomeRevenue$60,000
19Cost of Goods SoldExpense$658,000
20Design & Sample DevelopmentExpense$110,000
21Fashion Show & RunwayExpense$75,000
22Salaries & WagesExpense$290,000
23RentExpense$96,000
24UtilitiesExpense$19,000
25Advertising & MarketingExpense$88,000
26Shipping & FreightExpense$24,000
27DepreciationExpense$30,000
28AmortizationExpense$15,000
29InsuranceExpense$16,500
30InterestExpense$9,600
31Income TaxExpense$92,225
TOTALS$3,019,225$3,019,225
Total Debits = Total Credits

Statement 04

Income Statement

Revenue, cost of goods sold and operating expenses leading to operating income, pre-tax profit and net income. Toggle the tabs to see ten different income statements from my work.

Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel
1 / 10Case StudyFashion RetailAnnual Income StatementFY 2022Year-End

Full-year income statement for FY22. Revenue split across wholesale, retail boutique and licensing channels. Net margin of 15.4% after 25% corporate tax provision.

Total Revenue

$1,800,000

Net Income

$276,675

Gross Profit

$1,142,000

Net Margin

15.4%

How I Prepared It

  • Closed revenue, COGS and operating expense balances from the trial balance.
  • Computed gross profit, operating income, pre-tax income and net income.
  • Margin and ratios reviewed against prior period and budget for variances.
REVENUE
Wholesale Revenue$980,000
Retail Boutique Revenue$760,000
Licensing & Royalty Income$60,000
Total Revenue$1,800,000
COST OF GOODS SOLD
Cost of Goods Sold($658,000)
Gross Profit$1,142,000
OPERATING EXPENSES
Design & Sample Development($110,000)
Fashion Show & Runway($75,000)
Salaries & Wages($290,000)
Rent($96,000)
Utilities($19,000)
Advertising & Marketing($88,000)
Shipping & Freight($24,000)
Depreciation($30,000)
Amortization($15,000)
Insurance($16,500)
Total Operating Expenses($763,500)
Operating Income (EBIT)$378,500
Interest Expense($9,600)
Income Before Income Tax$368,900
Income Tax Expense (25%)($92,225)
NET INCOME$276,675

Statement 05

Balance Sheet

Assets, liabilities and shareholders’ equity at period-end with current ratio, debt-to-equity, working capital and return on equity calculated on the closing position. Toggle the tabs to see ten different balance sheets from my work.

Tools Used·Microsoft 365XeroSAPMicrosoft Dynamics 365Excel
1 / 10Case StudyFashion RetailYear-End Balance SheetDec 31, 2022Year-End

FY22 closing balance sheet. Current assets dominated by AR and cash; intangibles reflect brand and trademarks. Equity built from common shares plus retained earnings less dividends.

Current Ratio

2.59

Debt to Equity

0.69

Working Capital

$721,675

ROE

33.5%

How I Prepared It

  • Closing balances grouped into current/non-current sections per Canadian GAAP.
  • Equity reconciled: opening equity plus net income less dividends declared.
  • Total assets tied exactly to total liabilities and equity, confirming the balance sheet equation.
ASSETS
Current Assets
Cash$432,400
Accounts Receivable$580,000
Raw Materials Inventory$100,000
Finished Goods Inventory$62,000
Prepaid Insurance$1,500
Total Current Assets$1,175,900
Property & Equipment
Studio & Showroom Equipment$180,000
Less: Accumulated Depreciation($30,000)
Net Book Value, Equipment$150,000
Intangible Assets
Brand & Design Portfolio$90,000
Less: Accumulated Amortization($15,000)
Net Book Value, Intangibles$75,000
TOTAL ASSETS$1,400,900
LIABILITIES
Current Liabilities
Accounts Payable$340,000
Salaries Payable$22,000
Income Tax Payable$92,225
Total Current Liabilities$454,225
Non-Current Liabilities
Notes Payable$120,000
TOTAL LIABILITIES$574,225
SHAREHOLDERS' EQUITY
Common Shares$600,000
Net Income for the Year$276,675
Less: Dividends Declared($50,000)
Retained Earnings$226,675
TOTAL SHAREHOLDERS' EQUITY$826,675
TOTAL LIABILITIES & EQUITY$1,400,900
Total Assets = Total Liabilities & Equity

Next

Want to see operational AP, AR, close, tax and reporting work too?

Browse nine more samples covering payments, receipts, month-end journal entries, GL reconciliations, indirect tax filings, vendor master data and ad hoc management reports.